Plans are nothing; planning is everything. ~ D. D. Eisenhower
There are events we do once and we’re done. Forever. Wisdom teeth removed and done. First time you sign closing papers on a mortgage. Done. The novelty of signing all those papers wears off quickly!
Retirement is NOT a one and done event!
For the past 2 months or so I’ve been working on a podcast around the topic of retirement planning. In that process I have been trying to clearly articulate what it is I want to share with my clients who are seeking support for this ‘not one and done’ event. Easy to do when we’re having a conversation but a bit tougher when you need to boil it down to no more than 2 sentences!
Rather than thinking of it as a magic date where you no longer need to go to the office or punch another time card or meet another deadline I would suggest that there are different ways to look at what’s next.
Here are some of the ideas that have sprung up on this part of the podcast process:
It’s not about the money; it’s about what you do with it.
Choosing to take control of your retirement in a way you might not have been able do with your career.
Retirement is a journey, not a destination.
The mindfulness of planning what’s next.
Exploring the holistic aspects of retirement planning.
All of these boil down to the same thing; there is significantly more to the planning process then just the financial aspects. Now, please don’t take away from that that there isn’t something to be said for having a sound and good financial plan! Money is good. Financial security is important! But, if you don’t have a life or a purpose or a structure around which to build your retirement, the money alone can’t and won’t do it for you. Really.
One more thing; retirement doesn’t mean you’re about to die. As we talked about earlier in the month, just because you have left your career job doesn’t mean you have to stop working or have to curl into a ball and fade away either.
Like many times in our lives, if we fail to plan what’s next it is likely that we’re planning on falling short of our own goals. What are your plans for what’s next? How do you want to shape your next journey?