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I Overheard This

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There are no mistakes, no coincidences, all events are blessings given to us to learn from. ~ Elisabeth Kubler-Ross

 

The other day I overheard someone say to another person in the elevator, “The last day of the month is my retirement date but I’m not so sure about that…” As you might guess I was itching to ask, “what’s your plan?” and “what do you mean, you’re ‘not so sure about’ that?”! I held my tongue and was relieved when they exited so I didn’t have to bite it any longer!

There is an increasing trend with Boomers to stay in the workforce longer or to move over to part time rather than continue to work full time; I’ve decided, based on absolutely no evidence, that this person was going to do just that. We learn from US News, “The proportion of men between ages 62 and 64 who are working or looking for work increased from 45 percent in 1994 to 56 percent in 2014, according to Bureau of Labor Statistics data.” We’ll try to overlook the ‘men’ part because we all know there are lots of women in the workplace too.

There is certainly nothing wrong with working because you want to, you’re hoping to stash a few more dollars into your savings, or because the notion of going from full time employment to no employment seems awful. My only request is that you spend the time to make this decision; in essence, not find yourself there by default. If the situation is such that you need to work for the day to day income that’s OK too but again, it would be useful if you made the decision rather then wake up one day to find this is the only option. We always have options.

If you are beginning to think about retirement, reading this piece and studying your 401K statements you’re likely someone who has been working for a chunk of time now. Perhaps not but likely. If you are indeed one of those folks who has been working, it would be nice to think of taking longer breaks from work or perhaps treating yourself to a random day off when you do nothing in particular. Maybe you and a friend or your partner could take a fun drive, grab some ice cream and sit down by the pier. Doesn’t that sound relaxing? My point is that even while you’re slowing down you can begin to reap the rewards of all those years you put in extra time.

With that, I’ll leave you to think about how you want to approach the slowing down or stepping away from on your own. I’m outta here for the rest of the afternoon to go work in the garden! Wishing you a wonderful week!

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